Critical Illness Rider
This rider is an Accelerated Death Benefit which means you can take from your death benefit early. The Critical Illness (CI) Rider pays a portion of the death benefit in a lump sum when the insured, while this rider is in effect, is diagnosed with one of the covered critical illnesses or has completed a covered critical procedure. This is a good rider in the event of an illness such has life threatening cancer, stroke, heart attack, etc.